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Group Think: Financial Planning for the Innumerate

To the mathematically disinclined: what tools, tips, or tricks have you found especially helpful for balancing your books, staying on top of debt, and planning for the future?
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To the mathematically disinclined: what tools, tips, or tricks have you found especially helpful for balancing your books, staying on top of debt, and planning for the future?

(Inspired by our post Financial Planning for the Totally Innumerate – Part 1: Savings

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